Affordable Dental Financing in Mercer Island, WA

Why Choose Mercer Island Dental for Dental Financing?

Led by Dr. Goichi Shiotsu and Dr. Tam, our office is dedicated to making dental care as accessible as possible for patients from Mercer Island, Bellevue, and Seattle. From preventive care to advanced procedures, we help you get the care you need now and pay over time—interest-free for many qualified plans.

We’re proud to offer:

• Financing exclusively through Affirm
  
• Quick and easy online application
  
• Upfront payment terms no surprises or hidden fees
  
• Monthly payment plans with flexible terms
  
• Approval decisions within seconds
  

Whether you’re in need of immediate treatment or planning a full smile transformation, we can help you find a solution that meets your needs and budget.

What Is Affirm and How Does It Work?

Affirm is a modern financing platform that gives you the flexibility to pay over time. Instead of one large upfront payment, you’ll make monthly payments that fit your financial goals. Affirm offers transparent terms with no late fees, no hidden charges, and no compounding interest.

Here’s how it works:

1. Apply quickly and securely online during your visit to Mercer Island Dental
   
2. Your preferred payment plan options may include 3, 6, or 12-month terms
   
3. Enjoy your treatment now and pay for it over time with predictable monthly payments
   
   

You can use Affirm to pay for a wide range of dental services, including:

• Preventive care
  
• Invisalign and clear aligners
  
• Cosmetic dentistry
  
• Restorative treatments (crowns, bridges, fillings)
  
• Oral surgery
  
• Implant dentistry
  
• Facial esthetics
  

What Treatments Can You Finance at Mercer Island Dental?

Affirm can be used to cover nearly every service we provide, including:

• General Dentistry: Exams, cleanings, fluoride treatments
  
• Restorative Dentistry: Crowns, bridges, implants, composite fillings
  
• Cosmetic Dentistry: Smile makeovers, veneers, teeth whitening
  
• Surgical Services: Tooth extractions, bone grafting
  
• Orthodontics: Invisalign, clear aligners
  
• Advanced Technology Services: PRF (Platelet-Rich Fibrin), CBCT scans
  
• Facial Aesthetics: Laser wrinkle reduction, dermal fillers, lip enhancement
  

No matter your treatment plan, we’ll help you use Affirm to make it affordable and accessible.

How to Apply for Affirm Dental Financing

Applying for Affirm is fast, simple, and entirely digital. There are no long forms or paperwork to fill out. Most patients receive a decision in seconds.

Here's what to expect:

• Complete a quick application during your appointment
  
• Choose a monthly payment plan that works best for your budget
  
• Get approved instantly with no impact on your credit score (in most cases)
  
• Start treatment right away
  

If you have questions, our front desk team will guide you through every step.

Frequently Asked Questions About Affirm Financing

What is Affirm dental financing?

Affirm allows you to spread out the cost of dental care into manageable monthly payments. It’s a flexible alternative to paying upfront and doesn’t include hidden fees or compounding interest.

Is Affirm available to all patients?

Affirm is available to most patients, and the application process is quick and straightforward. Approval depends on several factors, including your credit and financial profile.

Does using Affirm impact my credit?

In most cases, Affirm performs only a soft credit check when you apply, which won’t affect your credit score. However, if you move forward with certain loan types, a hard inquiry may occur.

Can I use Affirm for cosmetic or elective procedures?

Yes. You can use Affirm to finance both essential dental treatments and elective procedures like veneers, Invisalign, or smile makeovers.

How do I apply for Affirm at Mercer Island Dental?

You can apply during your visit with the help of our front office team. The process only takes a few minutes, and you’ll know right away if you're approved and what your payment options are.